Terms of Service

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Terms of Service

Effective Date: June 5th 2025

1. Company and Licensing Information

This Site is operated by Square Root Computers Inc, a Texas-based S-Corporation doing business as Just Insurance. Just Insurance functions as an independent, licensed insurance brokerage, helping consumers explore, compare, and apply for health insurance and related products.

The primary licensed agent responsible for overseeing this Site and brokerage operations is:

  • Justin Hays, Licensed Insurance Agent
  • Licensed in Texas and multiple other U.S. states
  • National Producer Number (NPN): 19415233

Licensing details can be confirmed via the National Insurance Producer Registry (NIPR).
You can also find more information about specific licenses held on our About Us page.

2. Who We Are Not

We are not an insurance carrier. We do not underwrite insurance policies or guarantee approval. We operate as a licensed broker contracted with multiple insurance carriers, which means we offer objective comparisons and assistance to help you select from available options.

3. Use of the Website

You agree to use this Site only for lawful purposes and in accordance with these Terms. You must be at least 18 years old to use this Site or submit information for a quote or application.

4. Information Accuracy

We strive to provide accurate and current information, but insurance laws and product offerings can change frequently. We cannot guarantee the accuracy of all information on this Site. Final product details, including pricing and coverage, are determined by the respective insurance companies.

5. Quotes and Applications

Quote tools and rate comparisons are provided for informational purposes only. Submitting a request through the Site does not guarantee a quote or coverage. Actual eligibility and pricing will be determined by the insurance carrier after underwriting.

6. No Medical or Legal Advice

Nothing on this Site should be considered medical advice, legal advice, or tax guidance. Always consult qualified professionals before making decisions affecting your health, finances, or legal standing.

7. Privacy and Data Use

Your use of this Site is governed by our Privacy Policy, which describes how we collect, use, and protect your personal data. By submitting information, you consent to its use by Square Root Computers Inc, dba Just Insurance, and its licensed agents solely for the purpose of providing insurance information, quotes, or application assistance.

8. Third-Party Links and Services

This Site may link to third-party tools or websites (e.g., carrier portals, government health exchanges, or quoting platforms). We do not control these third-party resources and are not responsible for their content, policies, or accuracy.

9. Intellectual Property

All content on this Site—including text, graphics, logos, designs, and code—is the property of Square Root Computers Inc or its content licensors. Reuse or reproduction without express written permission is prohibited.

10. Prohibited Uses

  • Use the Site for any illegal or fraudulent purpose
  • Harvest, scrape, or collect user or system data using automation
  • Attempt to gain unauthorized access to any part of the Site or its backend systems

11. Limitation of Liability

Square Root Computers Inc, dba Just Insurance, and its agents, including Justin Hays, are not liable for any indirect, incidental, or consequential damages arising out of your use —or inability to use— this Site, or the services offered herein.

12. Indemnification

You agree to indemnify and hold harmless Square Root Computers Inc, its owners, agents, and employees from any claims or liabilities arising from your use of this Site or your violation of these Terms.

13. Modifications to Terms

We reserve the right to update or change these Terms at any time. Continued use of the Site after any such changes constitutes your acceptance of the revised Terms. The effective date will reflect the latest revision.

14. Governing Law

These Terms shall be governed by and interpreted under the laws of the State of Texas, without regard to conflict of law principles.

15. Contact Information

If you have questions about these Terms or wish to request licensing information:

Square Root Computers Inc
d/b/a Just Insurance
Attn: Justin Hays, Licensed Insurance Agent
Email: [Email Us]
Phone: 1-808-387-9647
Tool, Texas 75143

states map

I am currently licensed in the states highlighted above, however I can refer you to someone who can help in every state (except New York). Check the home page for a copy of my licenses and licenses numbers.  There you will also find links to each respective State Departments of Insurance. To date I have no registered complaints with any state, and I am in good standing.

To verify my NPN numbers are active and correct, you can [VISIT NIPR]

04/09/2025 - Completed onboarding with Population Science Management under USABG

04/07/2025 - Appointed with Pivot Health under USABG

03/23/2025 - New Web Site Launch Complete at www.JustInsurance.com

02/12/2025 - Became a Signature Agent with USA Benefits Group, under Mason Wilson (Banville Division)