Mutual of Omaha

Mutual of Omaha offers several different products ranging from medicare supplements to various types of life insurance. Enrollments must be done over the phone with Justin, but you can find some of the product information - such as brochures and explainer videos - here. Insurance can be confusing, you can always schedule in a Zoom call with me for help - scroll to the bottom of this page or visit the contact page for more information.

Below I will provide links to individual product brochures, and product videos where applicable. As you can see below, Mutual of Omaha currently has an A+ rating on the BBB.

Individual Mutual of Omaha Products:

Term Life Express Perhaps one of the most affordable life insurance policies available, Term Life Express can be issued for up to a 30 year term and face amounts can go up to $550,000 (depending on clients age at time of application). One of the most unique benefits of this particular product is the critical illness rider that is included automatically with most term life express policies (excluding California). The critical illness rider allows you to access up to 80 percent of the face value of the policy early "if the insured has been certified by a physician as having one or more of the following conditions within the last 12 months: ALS, kidney failure, life-threatening cancer, major organ failure, heart attack, stroke, dementia (including Alzheimer’s), major burns, AIDS and aortic aneurysm surgery.". Purchasing term life express with the built in critical illness rider is often cheaper than purchasing stand alone critical illness insurance. The wide range of riders available with this product make it quite unique. Justin's Special Notes for Term Life Express: ✅ Critical illness rider automatically included ✅ Terminal Illness Rider and Chronic Illness rider automatically ✅ After acturarial adjustments CI claims would net about 34–66% of face on a critical illness if taken early ✅ Optional to add Accidental Death Benefit rider ✅ Optional rider to cover Children (covers age 18-55) ✅ Optional disability income rider ✅ 10 to 30 year terms available (max issue age varies by state, product, and risk class) ✅ This plan is simplified issue - no medical exam ✅ $60 annual policy fee is in addition to the premium ✅ Grace period is 31 days ✅ Suicide is generally exluded (see brochure for details) [See the Consumer Guide] [See the Consumer Flyer] [Schedule a Consult - Get a Quote or Enroll]

MOO Term Life Express Video:

Universal Indexed Life Express (UILE) Moo offers UILE as an affordable option to whole life insurance, with some of the same benefits. Like whole life insurance, UILE builds a cash value over time, which can be accessed early (early withdrawal penalties may apply however). The basic concept of Universal Indexed Life Insurance is that your premium builds cash value that can appreciate over time depending on performance of certain stock market indexes. Like whole life, UILE is a permanent policy that matures at age 120. Justin's Special Notes for UILE with MOO: ✅ Simplified (Express) Underwriting - No medical Exam ✅ Affordable Premiums ✅ Growth Potential ✅ Terminal Illness Rider optional ✅ Critical Illness Rider optional ✅ Chronic Illness Rider optional ✅ Access to cash value thru tax free loans and withdrawals ✅ Note: The accumulation value within an IUL Express policy may earn interest at a rate that is calculated based on the performance of a market index. It also offers a fixed interest crediting strategy.

UILE Video: [Schedule a Consult - Get a Quote or Enroll] [See the Brochure]

Medicare Supplements (aka 'MediGap') Mutual of Omaha offers a variety of medicare supplment plans, commonly referred to as 'medigap plans'. These plans are standardized by the federal government and include options like plan G, plan N, and high deductible plan G. Since these plans are standardized, Mutual of Omaha competes by providing competitive pricing, strong financial ratings, excellent customer service, and speedy payment of claims. Contact Justin for a free consultation to find out more about Medicare Supplements, and to explore all of your medicare options such as Medicare Advantage. Justin's Special Notes for MOO Medicare Supplements: ✅ No provider networks, no referrals needed ✅ Household discounts of up to 12% ✅ Worldwide emergency coverage ✅ A+ rating with AM Best ✅ A1 rating with Moody's ✅ A+ rating with S&P Global ✅ Discounts on prescriptions, dental insurance, vision, fitness, hearing aids, and more

MOO Med-Supp Video: [Schedule a Consult - Get a Quote or Enroll] [See the Brochure]